Spot Loans
Hedge Interest rate risk
With a Spot Loan, the interest rate is fixed as of the day you use the loan. This protects you from market interest rate fluctuations and allows you to plan your finances in advance.
Flexible Payment Options
Easily cover your short- and medium-term cash needs, such as urgent payments, bills, and unexpected expenses. Instant access to financing allows you to manage your payment plan flexibly.
Strengthen Your Working Capital
The Spot Loan from DestekBank is a financing solution designed to meet your working capital needs. It provides a fast and effective solution to your financial requirements, supporting your business growth.
Who Can Benefit?
Commercial Firms
Corporate Companies
Basic Loan Conditions
Frequently Asked Questions
The interest rate is fixed until the maturity of the loan, thus protecting it from market interest rate fluctuations.
In the event that the loan principal is fully or partially paid off before maturity, an early closing commission is charged within the rates determined by law.?
Other Cash Loans
O/N (Overnight) Loan
Easily manage short-term cash outflows and adjust your budget as needed with daily interest collection.
Revolving Loan
Balance your budget against potential cash flow irregularities and avoid paying interest when you have surplus funds.
Installment Loan
Customize your repayment schedule according to your budget and make payments in fixed periods such as monthly, quarterly, or annually.
Foreign Currency Loan
Obtain your loan in foreign currencies such as US Dollars (USD) or Euros (EUR) and start using it immediately.
Project Loans
A loan type designed to finance companies' needs for capacity expansion, product diversification, renovation, modernization, or vertical and horizontal integration.
Discount-Redemption Loans
An ideal loan for businesses that want to convert highly collectible post-dated checks or promissory notes into cash before their maturity date to support working capital.
TLRef-Indexed Loan
Companies can benefit from loans indexed to TLRef (Turkish Lira Overnight Reference Rate), where interest rates are determined based on market conditions.
Intraday Loan
Companies can make payments without waiting for expected collections when there is a mismatch between planned payments and incoming funds within the same day.